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PodMine

June Sham

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1 episode
Sep 4, 2025• NerdWallet's Smart Money Podcast

Why Refis Are Spiking and How to Optimize Your 401k Target-Date Fund for Long-Term Growth

The podcast discusses the current trend of home mortgage refinancing, exploring why people are refinancing despite high interest rates, with a focus on cash-out refinancing for purposes like home renovations or debt consolidation. Later, the episode delves into target date funds, explaining how they work, their pros and cons, and providing advice for retirement investing based on a listener's question about optimizing their 401(k) target date fund.

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